Jesse asked:


Are they loan sharks or do they provide an important service to low income people?

chasead95 asked:


My sister-in-law has about 4 payday advance loans that she's not paying. I've told her that she could go to jail for this. SHe says no she cant because its a loan,not a bad check. Does anyone know?

John Galt asked:


I'm a college student who wants to rent a room off campus. The problem is I need $1,000 for rent and deposit. I'm going to be receiving a $2,000 financial aid refund this semester, but that won't be coming until 2-3 weeks into the semester. I know these payday loans places usually want a pay stub, but would financial aid suffice? stay thirsty, it's not a loan, its a pell grant.

schr91 asked:


I don't need much money would it be more favorable to pawn an item or to go to a payday advance place like Amscot? I am speaking long term after I payback interest and the principle?