berna mcgary asked:


I have been researching these fast cash loans/payday loans, but I am still not sure if I want to trust them. They make it sound so easy to just get cash overnight! I need to get a loan for at least $1,500-$2,000 and I get paid every 2 weeks! You fill out the online app., which asks you, When is your next payday? Do you have direct deposit and things of that nature. You put your phone number so that a lender can call you and let you know if you will get the loan and discusses other things with you. sometimes you have to fax info that they ask for and with some you don't!! What I need to know, is "Are these fast cash loans/payday loans/quick cash...etc" on the up and up??? Or is it just a scam??? I don't wantto be screwed over, if you know what I mean!! Thanx!!

Noemie's coming 12/10/10!! asked:


I have come across an emergency and need to take out a payday loan QUICKLY. Im getting really frustrated because everytime i fill one out i get so many emails and it turns out being a third party instead of the actual lender. I want to get past all the bullshit and just find a direct lender!!! i already know that payday loans are bad but this is an emergency and im willing to deal with the fees becasue of it. Can anybody suggest one to me were i can REALLY get a loan fast and not be directed to a whole bunch of other sites. And please dont post any spam about how your name is "soandso" and i can email this person for a loan application and all that. I know its a scam. Like that Musa isa guy or whatever his name is. thank you

♥Babyboy due 3/23/10!! asked:


I know payday loans aren't a good way to go but my credit isn't that good & I only need $200. So I dont want to take out a huge loan from a big company. I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

blackbeauty22001 asked:


I have very bad credit and I can't obtain a bank loan and a payday loan won't do. Does anyone know of any other way I can obtain a personal loan of 5,000.00 without doing a credit check.....I am employed and will be able to make monthly payments.

thatdarnsheila asked:


I know all the pros and cons in regards to payday loans but in the course of my research i keep coming across referral sites not acutal loan companies. These sites then offer everything but what I'm looking for - a loan. If anyone knows of an actual loan site i would very much appreciate the address.

bluedg85 asked:


I gave them my checking account number, thats how they deposited it in my account. About 3 days later after them depositing money into my account I had 50 bucks missing from another company. I called my bank and told them the situation, they closed my checking account and opened up a new one. Will the pay day loan service be able to take from my account even thou its new and they have no knowledge of it?

Cheryl J asked:


I need to borrow 1500 I work full time but I cannot get caught up with things I got behind when I was injured. I need some dental things done and I need to get rid of some bills I do not want a payday loan because I have fallen into that trap and you do not get out. My friends will tell you I am a good person I am just in dire need Please if you can help My parents are on a limited income and none of my friends has this kind of money to loan me. My dentist will not allow payments it is for a bottom plate so I can eat my insurance pays half I need the rest then they will order it. Any questions I will answer.

Destiny B asked:


Looking for a cash loan but don't have a guarantee card. Any ideas (except money shop). Live in Nottingham!

PrettyEyesInTexas asked:


Also Isn't there a book you can get that tells you how to clear your credit up and get bill collectors from harrassing you? I have 3 loans out that are payday loans what happens now I have been in the hospital and am going to be at least 2 months behind on them?.........Please help!

us4candlers asked:


These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?